It’s not always a case of needing a new job or a higher salary to be able to improve your finances. For many people, it’s a case of just looking to manage your money better. Even if you feel there is no hope with your finances and there is no way of putting it right there are a number of things you can do.
Start by tracking your spending. If you don’t know where your money is going each month then there will be room for improvement. Categorise each of your spends so that you can identify those non-essential expenses.
Create a realistic monthly budget. Use what you’ve discovered by tracking your spending to create a budget that works for you and your lifestyle. No point in going cold turkey with your spending needs and making drastic changes that won’t be sustainable and that will make you miserable. You’re looking to make improvements after all.